Lending Solutions for
Real Estate Developers
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Real Estate Investors
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Home Buyers
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Real Estate Agents
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Mortgage Brokers

Call Today: (408) 557-0700

Industry Leading Private Money Lender

If a conventional bank loan doesn’t meet your needs, explore our lending products.  For over 35 years, Stonecrest has been finding solutions and securing financing for savvy borrowers with complex needs.

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Moving at Market Speed

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Solving Problems for Savvy Borrowers

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Putting the Customer First

Our Most Sought-After Lending Products

Bridge Loans

A critical private money tool for making time-sensitive real estate purchases.

The Stonecrest Difference

• Make all-cash, non-contingent offers

• Fast and flexible.

• Funding in just a few days in most cases

• Borrow up to 100% of purchase price

• Cross-collaterize with multiple properties

• No minimum income requirements

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Lines of Credit

A private money revolving line of credit providing you with ready cash.

The Stonecrest Difference

• Ready cash: flip a home, fund a business

• No minimum usage fees

• Draw funds to the limit at any time.

• Line stays open even at zero balance

• Up to $10 million available

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Investment Purchase Loans

A practical tool to build or develop a real estate portfolio

The Stonecrest Difference

• Common sense underwriting

• Fast Approval & Funding

• Shop like an all-cash buyer

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Why Stonecrest?

  • We move fast: we are self-funded direct lenders, so we’re not dependent on external sources of cash. We typically get loans approved much faster than traditional banks.
  • We solve problems: we don’t get bogged down by red tape and institutional delays. We work the problem and search for creative solutions.
  • We put the borrower first: we only succeed if our borrowers succeed. We have many repeat borrowers who trust us to fund their critical, time-sensitive funding requirements.

The Stonecrest Borrower

Real Estate Investors/Developers

Products like our Line of Credit are vital tools for savvy investors who need quick access to cash when opportunity knocks.

Entrepreneurs

Private money is a great solution for entrepreneurs looking to fund a start up or expand an existing business.

Home Buyers

Bridge loans and other products enable borrowers to compete in a dynamic market where market where flexibility is required.

What Our Customers and Partners Are Saying

“I recently purchased a condominium in San Francisco at the Arden. This building is...
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Julie Omsberg-Borrower
“I recently purchased a condominium in San Francisco at the Arden. This building is new construction, and the closing date was issued 30 days out; mine was scheduled for December 17. I had been working with a loan officer, and it all appeared to be going well, but 10 days before the close I was informed I did not qualify for the loan. At this point, I was in danger of losing my unit, as well as the $110,000 I had already paid as a downpayment. I was not at my best – fear and panic had set in when I was introduced to Doris Le. Mind you, I had spent countless hours speaking to loan officers and I thought my mortgage broker was sending me down another dead end road until I spoke to Doris. Right away, her calm and organized voice told me what I needed to do. I sent her the documents requested, and she took over. At this point, she had a week to get my loan funded; she said it would be tight but we could do it. I cannot speak highly enough of Doris. She was helpful, communicative, calm and efficient. I closed on my unit as planned, and if not for her help, I don’t think it would have been possible. I recommend Doris for anybody who needs help funding and feels they have nowhere to turn; if anyone can help it is Doris. I will happily recommend Doris to friends or family who need help, and I remain very appreciative of the efforts on my behalf.”
Julie Omsberg-Borrower
“Doris is absolutely amazing!! I had a client in need of financing and there was...
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Bryce Anderson-Borrower
“Doris is absolutely amazing!! I had a client in need of financing and there was a ratified sales agreement with an impending close of escrow, so the clock was ticking. I pre-flighted the request with Doris and put my client in touch with her; Doris had the file reviewed and formally approved very quickly and the client closed on schedule (approximately two weeks from the introduction to the close escrow). Throughout the process, Doris was professional, personable, demonstrated a strong work ethic, and followed through on what she said would do; above all, I appreciated that she was extremely communicative and kept me in the loop as to the progress of my client’s file. I will continue to refer clients to Doris without hesitation.”
Bryce Anderson-Borrower
“Thank you for all your efforts and long late hours spent in helping us achieve...
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Eric Goldshine-Borrower
“Thank you for all your efforts and long late hours spent in helping us achieve successful funding for the refinance of one of our apartments. Seeking commercial financing is no easy feat and your efforts are to be commended! With your diligence and knowledge of national multi-family lending sources we were able to secure competitive long term financing. While the entire loan process was challenging to say the least, I feel your dedication and active process management made the difference in pushing the lender along to fast track the underwriting process. I feel your responsive attention in keeping up with the dozens of details required to process the lenders request played a critical role in bringing the loan to conclusion! I recommend anyone seeking commercial financing should enlist your experience and guidance.”
Eric Goldshine-Borrower
“Everyone else told me that I would not be able to get a a loan...
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Renee Lane, Homeowner
“Everyone else told me that I would not be able to get a a loan except a short-term, interest only loan. Edwin was informed of our situation and immediately said he thought he could help. He was able to put the loan together almost entirely by email and phone calls, a I was home recuperating from hip surgery. I can’t say enough about how pleased and thankful we are that Edwin helped our family stay in the home that has been in our family since 1967”.
Renee Lane, Homeowner
“Simply put, Jeff has become more than just a real estate loan provider,...
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N.T. - Borrower
“Simply put, Jeff has become more than just a real estate loan provider, he’s become an honest consultant and a friend! There have been times when he persuaded me not to use his services in order to guide me toward my better options, and at the risk of losing business himself. That’s rare and priceless. His knowledge of the industry is second to none and these combined qualities make him a great ally.
N.T. - Borrower
“I just wanted to again express my appreciation for the assistance both you and Doris...
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Stephen Plache- Borrower
“I just wanted to again express my appreciation for the assistance both you and Doris provided throughout the loan process. I have dealt with a number of private money lenders over the last couple of years and your operation stands head and shoulders above the others. From our first call, I felt you and your team were professional, honest and responsive while doing so without the customary attitude that can prevail in the secondary lending market. I hope to refer your services whenever the need presents and have already passed your contact information along to my CPA who regularly refers lenders to clients.”
Stephen Plache- Borrower
“I have been utilizing these funds for my business in flipping houses. My business...
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Al Teran- Borrower “
“I have been utilizing these funds for my business in flipping houses. My business has increased substantially in that I’m able to make offers on the spot avoiding having to run to a bank and having to wait for approvals. I’m able to secure deals with larger deposits and sellers are more comfortable knowing the transaction is going to close. Now I’m able to work on and close multiple deals at once, making my job easier. Jeff and his team have always been prompt when I make requests. 
Al Teran- Borrower “
“Working with Stonecrest Financial and Todd was an unbelievably great experience. It totally changed...
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Jessie O, Borrower
“Working with Stonecrest Financial and Todd was an unbelievably great experience. It totally changed my mind about private loans. The credit line product in particular is totally unique in the hard money space and it has helped me grow my business exponentially while keeping the interest costs to a minimum. Thank you Todd & thank you Stonecrest Financial!
Jessie O, Borrower

How Can We Help?

Start the loan application process with some basic information.  Let us know what your borrowing needs are, and one of our team members will follow up with you.

4 + 5 =

Start the Reverse 1031 Exchange Loan Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

14 + 14 =

Start the Investment Purchase Loan Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

6 + 5 =

Start the Line of Credit Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

12 + 9 =

Start the Bridge Loan Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

12 + 14 =

How Can We Help?

Start the loan application process with some basic information.  Let us know what your borrowing needs are, and one of our team members will follow up with you.

5 + 6 =