Wholesale Lending Solutions for Loan Officers

Helping loan officers meet the needs of a dynamic market

Why Stonecrest?

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Specialized Programs

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Responsive Underwriting

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Consistent Execution

Reliable Funding, Efficient Execution

Stonecrest is a relationship-driven wholesale lender that helps loan officers close more deals with speed, flexibility, and certainty. As a self-funded private lender with decades of experience, we deliver dependable capital, responsive underwriting, and specialized loan programs designed for niche transactions that most lenders will not accommodate. We work collaboratively with approved wholesale partners to provide timely decisions and consistent execution—so you can serve your borrowers with confidence, compete in fast-moving markets, and grow your business.

Loan Programs*

Bridge Loans
Help borrowers win in competitive markets
Investment Purchase Loans
Flexible financing for real estate investors
Reverse 1031 Exchange
Straightforward financing for complex transactions

Help borrowers win in competitive markets. Enable your borrowers to compete like all-cash buyers in their search for a new home.

  • Buy a new home before selling their current one
  • Make competitive, non-contingent offers
  • Avoid losing out on time-sensitive opportunities

Key Features

  • Finance up to 100% of the purchase price
  • Loan amounts from $500,000 to $5 million
  • 6 or 11-month loan terms available
  • Deferred payment option available
  • No minimum income requirements
  • Designed for owner-occupied primary residence
  • Departing property must be in California

Provide access to fast, flexible financing that sophisticated investors demand.

  • Common sense underwriting meets borrowers where they are
  • Fast approvals and quick closing allow investors to seize opportunities 
  • Cross collateralization leverages equity in investors’ existing portfolio

Loan Terms

  • Loan amounts from $500,000 to $5 million
  • 12 or 24-month loan terms available
  • Cross collateralize multiple properties and property types
  • Finance up to 65% CLTV of total value of all properties
  • All credit considered based on exit strategy
  • Any DTI considered with reasonable exit strategy
  • Available for properties in California

Tap into our expertise, flexibility, and proven processes to simplify complex Reverse 1031 Exchanges. Helping your investors secure opportunities without delay.

  • Secure replacement property before selling the relinquished property
  • Defer capital gains while maintaining flexibility
  • Provide financing structured to meet Exchange Accommodator requirements

Key Features

  • Finance up to 100% of the purchase price
  • Loan amounts from $500,000 to $5 million
  • 6 or 12-month loan terms available
  • Any DTI considered with a reasonable exit strategy
  • Non‑recourse financing issued to Exchange Accommodation Titleholder
  • Properties must qualify as like-kind assets
  • Available for properties in California

*Program availability based on wholesale agreement.

Contact your wholesale account representative to review scenarios

Doris Le

Doris Le

Private Lending Account Manager

Office: 408.207.0140

Mobile: 415.613.6035

Email: dle@stonecrest.net

 

Matt Hurley

Matt Hurley

Wholesale Account Representative

Office: 408-207-0125

Mobile: 415-702-5440

Email: mhurley@stonecrest.net

 

How Can We Help?

Start the loan application process with some basic information.  Let us know what your borrowing needs are, and one of our team members will follow up with you.

11 + 13 =

Start the Reverse 1031 Exchange Loan Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

1 + 14 =

Start the Investment Purchase Loan Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

7 + 8 =

Start the Line of Credit Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

4 + 12 =

Start the Bridge Loan Application Process

Let us know what your borrowing needs are, and one of our team members will follow up with you.

7 + 4 =

How Can We Help?

Start the loan application process with some basic information.  Let us know what your borrowing needs are, and one of our team members will follow up with you.

8 + 7 =