Nilomi Desai-Patel – Private/Commercial Loan Representative

Stonecrest Gets it Done

If you need funding for a real estate transaction, you came to the right place!  Stonecrest has been a leading private lender in California for over 30 years.  Whatever you need, chances are we’ve done it before, and we can do it for you too, fast.

• Credit issues? As a private lender, we specialize in servicing borrowers with less than traditional bank qualifications. We provide real estate loans at competitive rates, based primarily on equity, and not dependent on your credit rating.
• Need a Bridge Loan? If you are buying property, cash is king. Stonecrest can get you the cash you need, when you need it, so you don’t miss out on an important deal.
• Interested in a line of credit? Yes, we do that too, with the same competitive rates and fast closing.

Whatever your funding needs, we can help. Stonecrest is a direct portfolio lender, so we have ready access to funds, which means a wide variety of financing, and fast close!  We offer the most competitive rates in the business (subject to market conditions, of course).  If you have a pending transaction and need funds, give us a try!

About Nilomi

Nilomi was born and raised in London England and moved to San Jose Ca with her parent’s right before she entered high school. She went to Gunderson HS in San Jose and then went on to San Jose State University where she completed her business degree. Nilomi started her banking career when she was a junior in high school and continued to work at the bank while she attended university. After she graduated university it made perfect sense for her to remain in the industry and specialize in business and commercial banking. Over the last 15+ years this has been her specialization and main focus. She has consistently been recognized as a top producer and delivers the highest levels of customer service and dedication.

Nilomi lives in Almaden Valley in San Jose with the Husband Shailen and their 2 children Nishan (Son age 10) and Sahani (Daughter age 5) she enjoys traveling and great food/company especially in the outdoors.

Nilomi first came to Stonecrest Financial in 2014 where she gained valuable experience in the broker world as a commercial loan agent and was introduced to Private Money lending. Nilomi has returned back and is looking to further enhance her focus on Private money lending as this is a natural fit with her lending experience and client base.

Nilomi is an active volunteer and participant in the south Asian community center and temple in the South bay.

 

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WHAT NILOMI’S CLIENTS HAVE TO SAY:

 

“Fantastic work, I needed a particular type of commercial loan, Nilomi made it happen. Highly recommended for Private loans, creative and lots of good ideas. Strongly recommended – thanks Nilomi!” Wolfgang S.- client

“ our company Arseen Autobody in SJ worked with Nilomi to obtain a refinance and cash out for improvements for our commercial building. The project was a large undertaking as the loan was for $5.3MM. Nilomi worked with multiple banks to find us the best solution for our project. We really enjoyed working with her, she is professional and very knowledgeable about the commercial real estate market and lending. We would highly recommend her and work with her again in the future” Ozhen A – client 

“I was in need of a quick commercial loan to help fulfilling a big contract. Nilomi helped me with the loan process that was seamless and efficient. She used very creative ways to make this happen in a very short time. I would not hesitate to work with her again if needed.” Vaseem A. – client 

“Nilomi was exceptionally professional, patient, persistent & proactive during our LONG quest to obtain financing for a property that my organization recently purchased. I highly recommend her if you are looking for a broker who will go the extra mile!” Tara B.- client 

“Our company was going through growth phase. Needed someone to step in and secure operating as well as capitol loan approved without much effort from our side. Nilomi accomplished just that for us. She quickly presented us with many options in terms of banks and process. Identified the pros and cons of each for us and empowered us to make a quick informed decision. I would use her services again and also recommend her for financial projects” Dipesh K- client 

“”Thank you for all your efforts and long late hours spent in helping us achieve successful funding for the refinance of one of our apartment buildings. Seeking commercial financing is no easy feat and your efforts are to be commended! With your diligence and knowledge of national multi-family lending sources we were able to secure competitive long term financing.
While the entire loan process was challenging to say the least, I feel your dedication and active process management made the difference in pushing the lender along to fast track the underwriting process. I feel your responsive attention in keeping up with the dozens of details required to process the lenders request played a critical role in bringing the loan to conclusion!” Eric G – client

“Nilomi always had the ability to gain her client’s confidence by proving to be a valuable resource to their business. She understands her client’s needs, helps find solutions and delivers. She has gained her team member’s and business partner’s respect because she consistently proves to be knowledgeable of her products specifically and her industry generally. Consistency and reliability are just a few traits I can associate with Nilomi.” Katie T- worked with Nilomi 

“Working with Nilomi was such a joy! She is a very knowledgable business banker who has a terrific understanding of SBA lending. Her ability to pre-qualify clients saved me so much time and allowed me to have a more indepth conversation with the client.
Nilomi digs deep with her clients to uncover needs. She will not let go of a possible deal until she knows that they have gone elsewhere….and the transaction is closed! 
Nilomi would be an outstanding asset to any business banking group.” – Mary Ann G. – worked with Nilomi 

 

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