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Call Today: (800) 557-7720

Loan Officer Profile

Nilomi Desai-Patel

Private/Commercial Loan Representative

Office: (408) 557-0700
Cell: (408) 234-4821
Email: npatel@stonecrest.net

DRE# 01960364; NMLS# 1456588

Nilomi was born and raised in London England and moved to San Jose Ca with her parent’s right before she entered high school. She went to Gunderson HS in San Jose and then went on to San Jose State University where she completed her business degree. Nilomi started her banking career when she was a junior in high school and continued to work at the bank while she attended university. After she graduated university it made perfect sense for her to remain in the industry and specialize in business and commercial banking. Over the last 15+ years this has been her specialization and main focus. She has consistently been recognized as a top producer and delivers the highest levels of customer service and dedication.

Nilomi lives in Almaden Valley in San Jose with the Husband Shailen and their 2 children Nishan and Sahani) She enjoys traveling and great food/company especially in the outdoors.

Nilomi first came to Stonecrest Financial in 2014 where she gained valuable experience in the broker world as a commercial loan agent and was introduced to Private Money lending. Nilomi is an active volunteer and participant in the south Asian community center and temple in the South bay.

What Nilomi’s Customers Say

“Working with Nilomi was such a joy! She is a very knowledgable business banker who has a terrific understanding of SBA lending. Her ability...
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Mary Ann G.
“Working with Nilomi was such a joy! She is a very knowledgable business banker who has a terrific understanding of SBA lending. Her ability to pre-qualify clients saved me so much time and allowed me to have a more indepth conversation with the client. Nilomi digs deep with her clients to uncover needs. She will not let go of a possible deal until she knows that they have gone elsewhere….and the transaction is closed! Nilomi would be an outstanding asset to any business banking group.”
Mary Ann G.
Mary Ann G.
Nilomi always had the ability to gain her client’s confidence by proving to be a valuable resource to their business. She understands her client’s...
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Katie T
Nilomi always had the ability to gain her client’s confidence by proving to be a valuable resource to their business. She understands her client’s needs, helps find solutions and delivers. She has gained her team member’s and business partner’s respect because she consistently proves to be knowledgeable of her products specifically and her industry generally. Consistency and reliability are just a few traits I can associate with Nilomi."
Katie T
Katie T
“”Thank you for all your efforts and long late hours spent in helping us achieve successful funding for the refinance of one of our apartment...
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Eric G
“”Thank you for all your efforts and long late hours spent in helping us achieve successful funding for the refinance of one of our apartment buildings. Seeking commercial financing is no easy feat and your efforts are to be commended! With your diligence and knowledge of national multi-family lending sources we were able to secure competitive long term financing. While the entire loan process was challenging to say the least, I feel your dedication and active process management made the difference in pushing the lender along to fast track the underwriting process. I feel your responsive attention in keeping up with the dozens of details required to process the lenders request played a critical role in bringing the loan to conclusion!”
Eric G - Nilomi
Eric G
“Our company was going through growth phase. Needed someone to step in and secure operating as well as capitol loan approved without much effort...
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Dipesh K
“Our company was going through growth phase. Needed someone to step in and secure operating as well as capitol loan approved without much effort from our side. Nilomi accomplished just that for us. She quickly presented us with many options in terms of banks and process. Identified the pros and cons of each for us and empowered us to make a quick informed decision. I would use her services again and also recommend her for financial projects”
Dipesh K - Nilomi
Dipesh K
“Nilomi was exceptionally professional, patient, persistent & proactive during our LONG quest to obtain financing for a property that my organization recently purchased...
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Tara B.
“Nilomi was exceptionally professional, patient, persistent & proactive during our LONG quest to obtain financing for a property that my organization recently purchased. I highly recommend her if you are looking for a broker who will go the extra mile!”
Tara B. - Nilomi
Tara B.
“I was in need of a quick commercial loan to help fulfilling a big contract. Nilomi helped me with the loan process that was...
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Vaseem A.
“I was in need of a quick commercial loan to help fulfilling a big contract. Nilomi helped me with the loan process that was seamless and efficient. She used very creative ways to make this happen in a very short time. I would not hesitate to work with her again if needed.”
Vaseem A. - Nilomi
Vaseem A.

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