Owner-Occupied Commercial Properties

Owner-occupied commercial real estate lending options

Some people purchase commercial properties with the idea of occupying the property for the operation of their business. Property types such as offices, warehouses, industrial, manufacturing, and other properties are eligible for owner-occupied financing programs.

Stonecrest Financial’s real estate team has the expertise to work with you to construct a loan that meets your needs when it comes to purchasing, building and/or refinancing commercial, owner-occupied properties.

Some examples of term loans for owner-occupants:

• 10- to 25-year terms with up to 25-year amortization.
• Up to 75 percent loan-to-value ratio.
• Fixed-rate loans or LIBOR-based adjustable-rate loans (which can include an option to convert to a fixed-rate loan within the first three years).
• Flexible pre-payment options.